Terms and Conditions

Effective Date:01/01/2026
Last Updated:08/29/2026

These Terms and Conditions (“Terms”) govern your use of katzallinace.com (“Website”), operated by Katz Alliance (“Company,” “we,” “our,” or “us”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, do not use the Website.

1. Use of the Website
   You agree to use the Website only for lawful purposes and in accordance with these Terms. You may not use the Website:

• In any way that violates applicable law or regulation
• To exploit, harm, or attempt to exploit or harm others
• To transmit spam, malware, or malicious code
• To interfere with the Website’s operation or security
• To gain unauthorized access to systems, accounts, or data
  2. Intellectual Property
     All content on this Website, including text, graphics, logos, icons, images, downloads, design elements, and other materials, is owned by or licensed to Katz Alliance and protected by applicable intellectual property laws.

You may not copy, reproduce, republish, upload, post, transmit, distribute, modify, or create derivative works from Website content without prior written permission, except for personal, non-commercial use where allowed by law.

3. No Professional Relationship
   Use of this Website does not create any professional, advisory, fiduciary, attorney-client, consultant-client, or other formal relationship between you and Katz Alliance unless a separate written agreement is executed.
4. Informational Purposes Only
   The content on this Website is provided for general informational purposes only and should not be relied on as legal, financial, medical, tax, investment, or other professional advice.
5. User Submissions
   If you submit information through forms, comments, or other Website features, you represent that:

• The information is accurate and not misleading
• You have the right to provide it
• It does not violate any law or third-party rights

We reserve the right to remove or refuse content submitted through the Website.

6. Third-Party Services and Links
   The Website may contain links to third-party websites or services. We do not control and are not responsible for the content, policies, or practices of third-party sites or services.
7. Disclaimer of Warranties
   This Website is provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, and availability.

We do not warrant that the Website will be uninterrupted, secure, error-free, or free of viruses or other harmful components.

8. Limitation of Liability
   To the fullest extent permitted by law, Katz Alliance and its owners, officers, directors, employees, affiliates, agents, contractors, and licensors shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of, or inability to use, the Website.
9. Indemnification
   You agree to defend, indemnify, and hold harmless Katz Alliance and its affiliates, personnel, and service providers from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Website or violation of these Terms.
10. Privacy
    Your use of the Website is also subject to our Privacy Policy, which is incorporated into these Terms by reference.
11. Modifications
    We may modify these Terms at any time. Updated Terms will be posted on this page with a revised effective or updated date. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
12. Governing Law
    These Terms shall be governed by and construed in accordance with the laws of Hawaii/USA, without regard to conflict of law principles.
13. Severability
    If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
14. Contact Information
    For questions regarding these Terms, contact: lee@katzalliance.com